College Football · Week 5 · Saturday, October 3, 2026

Memphis vs Charlotte — Result & Closing Odds

Final: Memphis 59, Charlotte 8

EdgeBets Model Projection

Projected margin

Memphis by 16.2

Market spread at publication

+20.5

We projected Memphis by 16.2. They won by 51.

We called Memphis on the moneyline. Memphis won.

We called Charlotte on the spread at +20.5. Charlotte did not cover.

Our ratings lean Memphis.

Our model's projection, shown for informational purposes — not betting advice, and not a claim to beat the market.

Closing Market

as of Oct 3, 5:00 PM ET

Spread (Charlotte)

+18.5

median of 7 books

books range +18 to +21.5 compare

Total

51.5

median of 7 books

books range 50.5 to 54.5 compare

Moneyline: Memphis -1200 (BetRivers) · Charlotte +1300 (FanDuel)

Last price captured Oct 3, 5:00 PM ET (closing reference).

Every sportsbook: spread, total and moneyline

Sportsbook	Charlotte	Memphis	Spread	Total
bet365🌎	+800	-1450	+18.5(-105)	50.5(o-125 / u+104)
BetMGM🇺🇸	+860	-1600	+18.5(-105)	51.5(o-118 / u-104)
BetRivers🇺🇸	+850	-1200Best	+19(-110)	51.5(o-118 / u-102)
Caesars🇺🇸	+950	-2500	+18(-108)	51.5(o-114 / u-109)
DraftKings🇺🇸	+750	-1200Best	+18.5(-105)	52.5(o-102 / u-118)
ESPN BET🇺🇸	+1000	-2500	+20.5(-109)	53.5(o-120 / u-105)
FanDuel🇺🇸	+1300Best	-2800	+21.5(-110)	54.5(o-110 / u-110)

7 sportsbooks shown. Prices are the latest captured snapshot for each book, not a live feed.

Memphis vs Charlotte: how it closed

Memphis played Charlotte on Saturday, October 3, 2026, Week 5 of the 2026 College Football season, kicked off at 11:00 ET. Memphis won 59–8.

At the close: Across 7 books the point spread runs 18 to 21.5, the game total 50.5 to 54.5, and the Memphis moneyline -2800 to -1200. Worth a minute of comparing before you take a price.

Odds are collected from public sportsbook feeds on a schedule and carry the timestamp they were captured — lines move, so confirm the number at the sportsbook before betting. EdgeBets does not take bets and does not claim to beat the closing line. 19+. Please bet responsibly.

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